Financial Health is hard to quickly and effectively measure.
Credit scores and Debt-To-Income ratios only tell a bank so much, and are no longer the leading measurements of repayment rates.
PIVOT helps banks quickly assess a customer’s total picture of financial assets, savings, diversification, and long-term habits all in one score.
No reliance on debt history and outdated income measures = More customers are included, and more strategic debt is unlocked for financially savvy and stable customers.
Our Solution:
PIVOT is a total “pivot” in the conversation and measurement of one’s financial stability. It measures the total picture of financial health and wealth building, unlocks opporunity for banks and individuals, and teaches consumers how to do grow their net worth.
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